HELPING BANKERS HELP THEIR CUSTOMERS VISUALIZE LEGAL DESCRIPTIONS

Vizaline has proven to be an effective risk management tool. Not only is it effective, it's reasonably priced and easy to use. We've seen time after time that Vizaline leverages technology to reveal potential issues that can be corrected prior to originating a loan. We have asked for customized enhancements that have been gladly implemented. It also helps that we receive excellent customer service with prompt responses on inquiries. Kudos to you for the development of a useful product.

Merchants and Farmers Bank of Holly Springs (now Unity Bank) has used Vizaline since June 2015. We are very pleased with their product and analysis.

Our loan officers are using their service for all new real estate loans with metes and bounds descriptions and are using their service on renewals of all previous loan files.

Based upon our experience we have found several errors that required correction of the legal description given by the loan applicant. Without correction, these loans could have presented significant legal issues and/or losses.

Our bank's relationship with Vizaline has been a value-added benefit not only to the bank but to our customers.

By using this service, we are able to be proactive in having confidence that the property we are taking as collateral is what we intend to take and the reports have been instrumental in affirming property lines and descriptions as well as revealing potential problems before money has left the bank.

We highly recommend the service and have truly benefited from the service.

I just wanted to share a quick note and let you know that you and Vizaline do a really excellent job. Our Bank is really pleased that we decided to work with the Vizaline product. Our satisfaction with you and your team's efforts to produce a quality product cannot be expressed enough. It's certainly boundless how user-friendly and easy your product is to use.

Your program has become an integral part of our underwriting process on ALL of our real estate loans.

The accuracy of the reports is unparalleled and second to none, your program has prevented future problems and losses due to inaccurate or incorrect legal descriptions.

The examiners were complimentary of the quality of the reports and the satellite imagery. To sum it all up…. Thanks Vizaline!!

Within the first month of using Vizaline, errors were found in metes and bounds legal descriptions that we would have used in the past without blinking an eye. Finding these errors early in the process allowed us an opportunity to get them corrected prior to closing.

We now have real-life examples of how a small investment in the Vizaline product can help protect the bank and our customers. Since the cost is considerably less than a survey, our customers do not complain about this expense.

Brent, Scott, and the entire team are easy to work with and the process is simple and seamless.

I highly recommend this service to any community bank doing business in rural areas with metes and bounds property descriptions. It has given us confidence in what we have as collateral without spending thousands on surveys!

FNB Picayune Bank is a hometown community bank with seven branches in three different counties.

We began using your product over eight years ago. It has proven to be an exceptional addition to our underwriting process for real estate loans.

The Vizaline surveys have been consistent and accurate in identifying landlocked properties, determining right-of-ways, or validating legal descriptions.

Any questions or issues were handled in a professional and timely manner by Scott and Brent to prevent delays in loan closings. Thank you Vizaline!

Viza-Audit is a helpful tool for verifying boundaries per the legal descriptions from attorneys to identify the correct and proper boundaries of your collateral.

Thus far, we have found four boundary issues using the Viza-Audit services which prevented our bank from filing on incorrect descriptions. I believe it is a cost-effective way to verify what you perceive as your collateral.

Just wanted you to be aware, we made a phone call this morning around 11 and asked Brent if it would be any way possible to get a Vizaline request today.

He said there were 15 ahead of us and would do his best to get it to us over the weekend. Well, it is now 3 o’clock and I just received it.

Please let everyone know how wonderful they are and how very much they aim to please. Thanks Brent, Scott, and all the team at Viza-Audit. You’re GREAT!!

I am writing on behalf of the bank to express our satisfaction with the Vizaline program. We feel that the program has been a great asset to our lending team. It has identified many problems in legal descriptions which in turn allowed us to have the issues corrected before closing.

It has also helped us clean up our existing loan portfolio by examining legal descriptions during the refinance process.

We appreciate all you do for us! 

First State Bank of Waynesboro is a $1B bank in Southeast MS. We began using Viza-Audit about four months ago. Our experience with Vizaline has been very positive.

As a newer bank, we have already been able to help customers correct issues that would be much more difficult for them to correct in the future.

Our lenders have found the program very easy to use and appreciate that they have already caught several title issues that could have potentially cost us in the future if not resolved. The service from Vizaline is excellent and I would recommend it to any bank considering its use.

I want to thank you for reaching out to us at First Southern Bank with your Vizaline product.

We were never “skeptical” of you or the Vizaline product but as usual, in a rapidly changing banking environment, we were reluctant to take on a new product. When we decided to test the Vizaline product I couldn’t believe how user-friendly it was. After pulling three or four plats, we soon decided to use this bank-wide.

The product is easy to use and the training you did via the web was sufficient for our employees.

In four or five months, your product has revealed several issues that our customer had to clear up prior to us moving forward with financing.

In some instances, the Vizaline product determined a property’s description “did not close” and the attorney found there was an error in the description. The service you have offered with this product has been exceptional. You and your employees have responded quickly to any concerns and/or questions we have had in the past.

Thank you for having the vision to produce such as service to the financial industry.